Password: SeniorMoment

"Who is your favorite male singer?" I called down the hall to my husband from my home office to his. “You know very well it's Frank Sinatra,” he responded. Apparently not. According to the customer service rep at the online banking service, who was waiting patiently on the phone, George had failed his own test. And without the password, we could not get access to our account.

My husband, the techno-buff is very proud of his systematized method of online money management. It seems to work well for him until he has to remember which code word he has used on which account. He prides himself on his creative use of passwords, which, of course, is only useful if you can remember them.

Plebeian that I am, I always go with the same word, a practice which George insists leaves me vulnerable to identity theft. That will never happen to him because even he can't steel his own identity with his current system.

The name of our kitty, now deceased four years, was on one of the accounts he opened the year we adopted her (she actually adopted us by appearing at the kitchen door and refusing to leave, but that’s a different story). "Name of family pet" the rep asked me? We don't have one right now, I responded. “Ever have one,” he asked, just a tad less patiently.

We've had six cats. After eliminating Softy, Miss Suzy and Scarlett O'hara, I hit the jackpot. However we still don’t know who George’s favorite male singer is. He is thinking Neil Diamond but the account rep says no.

So anybody out there thinking of hacking into our accounts, it's not going to happen. They are so secure even we can't access them.